Tailored payment processing for acquirers

Grow and modernise your acquirer business through innovative payment solutions and industry-leading expertise.

From acquiring processing to risk monitoring and fraud prevention, smart switching, onboarding and merchant management, we’ve got you covered. We’ll handle the cashless ecommerce payments, value added services, solution design and project management. Which means you can take care of your business.

Serving clients across markets

Financial institutions

Helping banks and acquirers update legacy payment systems for greater efficiency

Major retailers

Creating customised payment solutions to power high-volume transactions

State institutions

Digitalization and streamlining payment processes for government entities

Tech firms

Upgrading and optimising existing systems and implementing modern solutions

Global reach, local expertise

Our local team of payments experts provides direct coverage throughout the EU, reaching the rest of the world through partnerships with local licence holders.

We’re one partner with everything you need to accelerate your merchant acquiring program, including payment applications for terminals, ecommerce platforms, alternative payment methods and more.

Comprehensive payment solutions

Whether they’re migrating to new solutions or managing implementation projects, we’re trusted by some of the world’s leading acquirers to provide payment systems that grow with their business. For non-acquirers, we offer the Payment Facilitator (PayFac) model, providing an entire solution built specifically for PayFacs and PSPs.

Cross-border. Any card. Every transaction. We’ve got you covered.

Our team works across the EU, consulting with local experts as needed to ensure that our solutions are customised to the specific requirements of each market.

We cooperate closely with all major card brands, including Visa, Mastercard, JCB, Diners, UnionPay and American Express, as well as smaller card programs like meal voucher providers and petrol/fleet partners.

Payment processing for acquirers

Our core card acquiring platform manages the entire acquiring life cycle to make every transaction seamless — whatever the payment method, location or size.

  • Offering seamless, efficient credit and debit processing for businesses of all sizes
  • Connecting authorisation, real-time posting and settlement to provide a fast and reliable customer experience
  • Prioritising and keeping up to date with EU-wide regulatory compliance
  • Enabling advanced security measures to protect sensitive data and prevent fraud
  • Supporting broad payment acceptance across the EU’s most-used card schemes
  • Enhancing customer convenience with e-commerce capabilities that integrate with the EU’s most used payment methods
Man in retail store looking at tablet

Seamless payment facilitation and integration

Access transaction processing as dynamic as the market you serve — while minimising the cost of operations, maintenance and migrations. With our smart transaction processing system, you’ll expand your business’s service capabilities and enjoy an accelerated time-to-market.

  • Delivering flexible real-time transaction processing via SuperCheckout - PowerZaC
  • Simplifying integration with support for an array of both legacy and modern communication protocols
  • Maintaining all required certifications for card processing to ensure that every transaction is processed securely and reliably
  • Supporting on-us transactions, multi-acquiring and card brand-specific processing with advanced switching capabilities
  • Reducing implementation times to allow rapid response to market changes and customer demand

Streamlined merchant management

Boost efficiency by partnering with us to cover every stage of the merchant life cycle, and gain a trusted ally that’s with you at every step. Our robust support infrastructure offers field service and assistance in both English and local languages.

  • Streamlined lead management, enabling mandatory and business data collection from merchants and connecting directly to local registers
  • Integrated onboarding, including checks like Know Your Customer (KYC) and Anti-Money Laundering (AML), with API-enabled data distribution
  • Digital signature and verification methods, ensuring the security and authenticity of every transaction
  • Central terminal management, delivering and maintaining all the solutions your business requires
  • Sophisticated merchant management, overseeing everything from merchant ledgers to pricing, billing and settlement
  • Web-based account portals, allowing merchants to manage settings, view reports and monitor transactions in real time

Payment acceptance solutions fueled by innovation

A diverse array of acceptance solutions to meet customers’ needs — wherever and however they prefer to pay.

In-store acceptance

Powered by our sophisticated Android POS application

  • Android POS terminals: Available for desktop, mobile, retail PIN pad and unattended units 
  • SoftPOS solution: Transforms any smartphone into a POS terminal that accepts cards, digital wallet payments, including Google Pay and Apple Pay
  • Advanced solutions: Specialised for cashless events, transport and parking

E-commerce acceptance

Developed in-house, our modular e-commerce solution is compatible and easy to integrate with third-party gateways.

  • Payment gateway: Providing a wide range of online payment capabilities with swift and secure processing 
  • Webpay portal: Management and oversight functionality for administrators
  • Infrastructure: Seamless integration with the highest levels of security and reliability

Enhance capabilities and maximise value with innovative value-added services

Our value-added services (VAS) leverage cutting-edge technology to unlock new revenue streams, enhance security and reduce costs.

For institutions

Managing risk, fraud and disputes

Our monitoring services prevent card fraud by combining the latest technology and most vigilant surveillance to detect and act on high-risk transactions.

  • Leveraging award-winning end-to-end fraud scoring, which integrates machine learning with adaptive behavioural risk models
  • Adapting risk policies in real-time
  • Responding to local and global fraud trends using structured and unstructured data

Our marketing as a service offering helps you target customers throughout their life cycle.

  • Pre-sales and sales processes
  • Portfolio management
  • Activation, retention
  • Campaigns and up-selling

For merchants

Customisable value-added services

Access a suite of services designed to support your operational goals and drive your growth. We deliver a range of VAS developed in collaboration with our clients and external partners, including third-party applications.

  • Data analytics and reports: Enhancing sales performance with detailed analytics and actionable insights
  • Self-care portals: Empowering merchants with self-service capabilities for boosting business management
  • Revenue-boosting products: Maximising customer purchasing power with features like Dynamic Currency Conversion (DCC) and Buy Now, Pay Later (BNPL)
  • Growth supporting products: Driving merchant growth with tailored financing and insurance solutions
  • Specialised solutions: Offering innovative products like EV-charging solutions with integrated payment systems and tools for promoting customer loyalty

Acquiring-as-a-Service for acquirers and financial institutions

Our comprehensive business processes outsourcing (BPO) services include both technology and operations. We provide full acquiring services under our EU licence, operating within the payments facilitator regime including:

  • Advanced testing services, including robotic testing to streamline the validation process
  • Solution design, expert consultancy on certification, portfolio migration and solution optimisation
  • Comprehensive project management
Leverage our robust infrastructure and regulatory expertise, so you can focus on core business instead of internal management.

Targeted outsourcing services for PSPs

Access an array of specialised capabilities, all tailored to the needs of payment service providers.

  • Up-to-date compliance with regulations and standards
  • Risk and fraud monitoring
  • Merchant life cycle management, including lead processing, KYC/AML checks, activation, retention and customer care
  • Field services and operational support

Our business is growing your business

Market-leading technology for all your payment needs

Stay ahead of the curve with our innovative payment solutions. Our user-friendly platforms are designed for seamless integration, empowering your business with efficient, fast and reliable payment systems that fuel customer loyalty and drive growth.

Global expertise, local presence

Benefit from our expansive reach and deep local market insights. With a presence in more than 100 countries, and local experts in more than 40 regions, Global Payments offers tailored solutions that meet the unique needs of your market.

Unmatched customer support

Access our always-on customer support team and industry-spanning expertise. Our team of more than 27,000+ includes native speakers of 16 languages, ready to help whenever you need us.

Ready to modernise your acquirer business?

We have a solution and the expertise to help.