The payment stack for the future.
End-to-end issuer solutions
Realize the full power of payments.
Leading-edge technology, proven expertise at global scale.
We deliver.
The only payment partner you need
Our issuer services and solutions are trusted by Europe’s leading fintechs, banks and global enterprises.
170+ FI partners
170+ FI partners served, including some of the largest national and international banks.
35 billion
transactions authenticated and processed annually, making us the #1 third-party issuer processor in US, Canada, UK, Ireland and China*. *Through our joint venture with China UnionPay
830 million
traditional accounts on file
Payments-as-a-Service
Our cloud-native, API-enabled platform covers the entire issuing lifecycle for our partners — from card management and transaction processing to customer support.
- Multi-product issuing support
- Authorisation and switching
- Fraud monitoring and risk management
- Collections
- Rewards
- Instalments and BNPL
- E-commerce ACS authentication
- Card production and personalisation
- Dispute handling
- Onboarding and instant issuance
- Developers portal APIs
- ATM Processing
- Digital enablement (Contactless, Tokenisation & Wallets, Mobile Banking APIs, Card & Spend Controls, Customer Alerts & QR Codes
Issuing-as-a-Service
We provide fintechs, neobanks and retail issuers access to scheme rails and payment licenses to accelerate speed to market and business growth.
Managed Services
Our award winning managed services provide tailored solutions to address your precise needs — from a single service to a complete end-to-end program or portfolio.
Our range of services span the entire card-based customer service spectrum and can be supported out of multiple contact centers in Germany, Czech Republic, Netherlands and the UK, depending on your needs.
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Customer care
A full spectrum of card-based contact center services including live agent, IVR, after-hours, card activation, lost/stolen, loyalty and more.
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Fraud and risk mitigation
This can pay especially big dividends if you also use us to process your payment card transactions. Services include: fraud detection and investigation, fraud rules strategy and consulting, credit services, collections, disputes and chargebacks, and risk management.
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Back office
We can make short work of key administrative tasks associated with your customer calls. Among our services are imaging, copy requests, correspondence, application processing, account maintenance, and returned mail processing.
Where innovation meets scale
Powered by leading technology
- Creating over 5m cards annually at our centre in the Czech Republic
- Deploying state-of-the-art machinery from industry leaders like Datacard and Otto Kuennecke
- Ensuring constant technological innovation and rapid response to client needs and new market trends from our on-site service teams
Offering comprehensive services
- Providing flexible purchasing options for card plastics, envelopes and more
- Customising all card types, including EMV contact and contactless, stickers, mini and micro TAGs, and magnetic stripe cards
- Offering advanced personalization capabilities, including embossing, laser engraving and graphic thermoprinting
Serving clients of every size and sector
- Offering advanced personalization capabilities, including embossing, laser engraving and graphic thermoprinting
- Working with customers beyond traditional banking to provide fleet cards, loyalty cards and gift cards
- Offering specialised solutions to smaller businesses, including ID cards, club cards and press passes